Palermo
Direct capital for real estate investors who need certainty.
Direct capital for real estate investors who need certainty.
0+
0+
Loans Funded
Loans Funded
$0M+
$0M+
Loan Volume
Loan Volume
DIRECT LENDER
Private capital since 2001. Fast closings. Flexible terms. Proven results.
DIRECT LENDER
Private capital since 2001. Fast closings. Flexible terms. Proven results.
DIRECT LENDER
Private capital since 2001. Fast closings. Flexible terms. Proven results.
Our Approach
Private Lending,
Done Right
Fast, Direct Capital
Work directly with the decision maker. No banks, no committees, no unnecessary delays.
Speed with Discipline
We move quickly but underwrite responsibly. Clear terms, realistic leverage, and a focus on getting you to the finish line.
Same Day Term Sheets
Clear terms issued the same day. No bait and switch, no moving targets, no wasted back and forth.
Fast, Direct Capital
Work directly with the decision maker. No banks, no committees, no unnecessary delays.
Speed with Discipline
We move quickly but underwrite responsibly. Clear terms, realistic leverage, and a focus on getting you to the finish line.
Same Day Term Sheets
Clear terms issued the same day. No bait and switch, no moving targets, no wasted back and forth.
Fast, Direct Capital
Work directly with the decision maker. No banks, no committees, no unnecessary delays.
Speed with Discipline
We move quickly but underwrite responsibly. Clear terms, realistic leverage, and a focus on getting you to the finish line.
Same Day Term Sheets
Clear terms issued the same day. No bait and switch, no moving targets, no wasted back and forth.
Why Borrowers
Work with Palermo
Starter
Banks
Other Lenders
Palermo
Execution
Speed
30 - 90+ Days
30 - 90+ Days
10 - 21 Days
10 - 21 Days
3 - 5 Days
3 - 5 Days
Flexibility
Low
Bill Payment
Medium
Bill Payment
High
Bill Payment
Underwriting
Credit
Financial
Asset + Credit
Financial
Asset
Financial
Terms & Pricing
LTV
< 80%
Investment
< 65%
Investment
< 70%
Investment
Rates
5 - 7%
Integrations
10 - 13%
Integrations
8 - 10%
Integrations
Term
30 years
Integrations
12 months
Integrations
24 months
Integrations
Amortization
P & I
Reports
I/O
Reports
I/O
Reports
Prepayment
Penalty
Reports
Penalty
Reports
Negotiable
Reports
Min FICO
700+
Reports
650+
Reports
No Min
Reports
Foregn Nationals
No
Reports
Sometimes
Reports
Accepted
Reports
What We Finance
What We Finance
Single Family Homes
Bridge financing for non owner occupied Single Family Homes
Condos
Bridge financing for non owner occupied Condos
Construction
Ground-up construction and value-add renovations.
Commercial Properties
Bridge financing for Commercial Properties
Blanket Loans
Cross-collateralized loans secured by multiple properties.
VARIETY
FEATURES
Benefit
Private Capital, Clear Terms
Purchases
Loans up to 70% LTV for Purchases
We finance property acquisitions with conservative leverage and clear structures, giving you certainty at closing and flexibility on the exit.
Up to 70% loan-to-value
Interest-only payments
First-lien position
Purchases
Loans up to 70% LTV for Purchases
We finance property acquisitions with conservative leverage and clear structures, giving you certainty at closing and flexibility on the exit.
Up to 70% loan-to-value
Interest-only payments
First-lien position
Purchases
Loans up to 70% LTV for Purchases
We finance property acquisitions with conservative leverage and clear structures, giving you certainty at closing and flexibility on the exit.
Up to 70% loan-to-value
Interest-only payments
First-lien position
Refinances
Loans up to 65% LTV for Refinances
Our refinance loans are structured to provide liquidity while maintaining disciplined leverage and a clear path to repayment.
Up to 65% loan-to-value
Interest-only payments
First-lien position
Refinances
Loans up to 65% LTV for Refinances
Our refinance loans are structured to provide liquidity while maintaining disciplined leverage and a clear path to repayment.
Up to 65% loan-to-value
Interest-only payments
First-lien position
Refinances
Loans up to 65% LTV for Refinances
Our refinance loans are structured to provide liquidity while maintaining disciplined leverage and a clear path to repayment.
Up to 65% loan-to-value
Interest-only payments
First-lien position
Flexibility
Evey deal is unique and is evaluated on its own
We understand that real estate is not one-size-fits-all. Each loan is underwritten individually, allowing us to structure terms that fit the property and the business plan.
Asset-based underwriting
Flexible terms when supported by the deal
Scenario-driven structures
Flexibility
Evey deal is unique and is evaluated on its own
We understand that real estate is not one-size-fits-all. Each loan is underwritten individually, allowing us to structure terms that fit the property and the business plan.
Asset-based underwriting
Flexible terms when supported by the deal
Scenario-driven structures
Flexibility
Evey deal is unique and is evaluated on its own
We understand that real estate is not one-size-fits-all. Each loan is underwritten individually, allowing us to structure terms that fit the property and the business plan.
Asset-based underwriting
Flexible terms when supported by the deal
Scenario-driven structures
Borrow with confidence through Palermo’s fast, flexible private lending options designed for real estate investors.
Experience the peace of mind that comes with having a Lender you can trust.
Statistics
Palermo
by the numbers
0+
0+
Total Loans Funded
$0M+
$0M+
Total Loan Volume
0
0
years in the Private Lending Business
0+
0+
Total Loans Funded
$0M+
$0M+
Total Loan Volume
0
0
years in the Private Lending Business
0+
0+
Total Loans Funded
$0M+
$0M+
Total Loan Volume
0
0
years in the Private Lending Business
How It Works
How Palermo
Can Help You
1
Send us your loan scenario
Fill out our quick application or reach out directly with the property, loan amount, and situation. We review every deal in-house.
2
Review and approve terms
If the deal fits, we issue a clear term sheet outlining pricing, leverage, and structure. Once approved, we move straight into the closing process.
3
We do the rest
Our legal team coordinates title, documents, and third-party reports. Most loans close in 3–5 business days.
1
Send us your loan scenario
Fill out our quick application or reach out directly with the property, loan amount, and situation. We review every deal in-house.
2
Review and approve terms
If the deal fits, we issue a clear term sheet outlining pricing, leverage, and structure. Once approved, we move straight into the closing process.
3
We do the rest
Our legal team coordinates title, documents, and third-party reports. Most loans close in 3–5 business days.
1
Send us your loan scenario
Fill out our quick application or reach out directly with the property, loan amount, and situation. We review every deal in-house.
2
Review and approve terms
If the deal fits, we issue a clear term sheet outlining pricing, leverage, and structure. Once approved, we move straight into the closing process.
3
We do the rest
Our legal team coordinates title, documents, and third-party reports. Most loans close in 3–5 business days.
Testimonials
Our Users
Talk About Us
4.8/5
Based on 14K+ reviews
Michael Brown
London, UK
I was skeptical at first, but then I have completely transformed my relationship with money.
Sarah Jane
Michigan, US
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
David Lee
Montreal, Canada
It has been a game-changer for my financial life. I love how it helps me stay organized my spending.
Emily Smith
Lyon, France
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Guy Hawkins
London, UK
I was skeptical at first, but then I have completely transformed my relationship with money.
Wade Warren
Michigan, US
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
Jane Cooper
Montreal, Canada
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Sarah Johnson
Paris, France
I've been able to pay off debt, save for a down payment, and even start investing.
Testimonials
Our Users
Talk About Us
4.8/5
Based on 14K+ reviews
Michael Brown
London, UK
I was skeptical at first, but then I have completely transformed my relationship with money.
Sarah Jane
Michigan, US
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
David Lee
Montreal, Canada
It has been a game-changer for my financial life. I love how it helps me stay organized my spending.
Emily Smith
Lyon, France
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Guy Hawkins
London, UK
I was skeptical at first, but then I have completely transformed my relationship with money.
Wade Warren
Michigan, US
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
Jane Cooper
Montreal, Canada
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Sarah Johnson
Paris, France
I've been able to pay off debt, save for a down payment, and even start investing.
Testimonials
Our Users
Talk About Us
4.8/5
Based on 14K+ reviews
Michael Brown
London, UK
I was skeptical at first, but then I have completely transformed my relationship with money.
Sarah Jane
Michigan, US
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
David Lee
Montreal, Canada
It has been a game-changer for my financial life. I love how it helps me stay organized my spending.
Emily Smith
Lyon, France
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Guy Hawkins
London, UK
I was skeptical at first, but then I have completely transformed my relationship with money.
Wade Warren
Michigan, US
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
Jane Cooper
Montreal, Canada
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Sarah Johnson
Paris, France
I've been able to pay off debt, save for a down payment, and even start investing.
Michael Brown
London, UK
I was skeptical at first, but then I have completely transformed my relationship with money.
Sarah Jane
Michigan, US
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
David Lee
Montreal, Canada
It has been a game-changer for my financial life. I love how it helps me stay organized my spending.
Emily Smith
Lyon, France
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Guy Hawkins
London, UK
I was skeptical at first, but then I have completely transformed my relationship with money.
Wade Warren
Michigan, US
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
Jane Cooper
Montreal, Canada
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Sarah Johnson
Paris, France
I've been able to pay off debt, save for a down payment, and even start investing.
Michael Brown
London, UK
I was skeptical at first, but then I have completely transformed my relationship with money.
Sarah Jane
Michigan, US
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
David Lee
Montreal, Canada
It has been a game-changer for my financial life. I love how it helps me stay organized my spending.
Emily Smith
Lyon, France
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Guy Hawkins
London, UK
I was skeptical at first, but then I have completely transformed my relationship with money.
Wade Warren
Michigan, US
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
Jane Cooper
Montreal, Canada
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Sarah Johnson
Paris, France
I've been able to pay off debt, save for a down payment, and even start investing.
Michael Brown
London, UK
I was skeptical at first, but then I have completely transformed my relationship with money.
Sarah Jane
Michigan, US
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
David Lee
Montreal, Canada
It has been a game-changer for my financial life. I love how it helps me stay organized my spending.
Emily Smith
Lyon, France
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Guy Hawkins
London, UK
I was skeptical at first, but then I have completely transformed my relationship with money.
Wade Warren
Michigan, US
I've finally taken control of my finances. It's so easy to use and has helped me save more money than ever before.
Jane Cooper
Montreal, Canada
The app is intuitive and easy to navigate, and it's helped me reach my financial goals faster than I ever thought possible.
Sarah Johnson
Paris, France
I've been able to pay off debt, save for a down payment, and even start investing.
FAQ
Frequently Asked Questions
How often should I review my financial data?
We recommend reviewing your financial data at least once a week. Regular check-ins help you stay on top of your spending, track progress toward your goals, and make informed decisions.
What kind of financial data can I track with this app?
You can track a wide range of financial data, including income, expenses, budgets, savings, debt, and even investments. The app gives you a full picture of your financial health in one place.
Can I track my spending automatically?
Yes! You can connect your bank accounts and credit cards to the app to automatically import and categorize your transactions, making spending tracking effortless.
Does the app offer investment tracking?
Absolutely. You can link your investment accounts to monitor portfolio performance, asset allocation, and more — all in real time.
How do I sign up for the app?
Signing up is simple. Just download the app from the App Store or Google Play, follow the on-screen setup steps, and you’ll be up and running in minutes.
How often should I review my financial data?
We recommend reviewing your financial data at least once a week. Regular check-ins help you stay on top of your spending, track progress toward your goals, and make informed decisions.
What kind of financial data can I track with this app?
You can track a wide range of financial data, including income, expenses, budgets, savings, debt, and even investments. The app gives you a full picture of your financial health in one place.
Can I track my spending automatically?
Yes! You can connect your bank accounts and credit cards to the app to automatically import and categorize your transactions, making spending tracking effortless.
Does the app offer investment tracking?
Absolutely. You can link your investment accounts to monitor portfolio performance, asset allocation, and more — all in real time.
How do I sign up for the app?
Signing up is simple. Just download the app from the App Store or Google Play, follow the on-screen setup steps, and you’ll be up and running in minutes.
